How Pointlift works
Connect your accounts
Start by linking your spending accounts to Pointlift.ai. We securely import your transaction data, categorizing your spending to create a detailed profile of your financial habits.
Analyze and personalize
Our advanced AI driven algorithm analyzes your spending patterns and preferences. It matches this data with a comprehensive database of credit cards, calculating the potential rewards and benefits that each card could offer you.
Get your best match
Based on the analysis, Pointlift.ai provides personalized credit card recommendations tailored to your unique needs. You can review and select the best card, confident that it's the right fit for your lifestyle and financial goals.
Key statistics
The only real “card matcher” available on the web today
Pointlift analyzes your unique spending habits to identify the credit card that maximizes your rewards. Say goodbye to guesswork and generic advice from «experts» who don’t understand your specific needs — Pointlift tailors its recommendations to you.
100+ cards
Analyzing over
95%
estimation accuracy
30 seconds
average link time
82% of users
found a better-suited card
96%
reduction in search time
88% of users
feel confident in their card choice
70% of users
switched to a better card option
91% of users
improved their rewards potential
Key features
A better way to search for cards
On average, users spend several hours searching for credit cards, only to come across the same cards repeatedly.
Personalized
Pointlift uses your own transaction data to find the right card for you - no more answering pointless questions and calculating your own spending.
Accurate
Pointlift’s algorithm uses every aspect of a credit card when calculating rewards - from welcome offers, annual fees, categorical spend, bonuses, and more.
Easy
Pointlift uses third-party APIs to link your bank data with a click of a button. No fees - ever.
Safe and secure
Encrypted data
Pointlift and your bank secure your sensitive information through encryption methods and we never store bank login credentials. This helps prevent unauthorized access or interception of the data.
Choose access permissions
When you connect your bank account to Pointlift using Plaid, you are given the option to select the type of data you want to share and the permissions you want to grant the app. This allows you to control what information is accessed.
Safe with us
Your data is only used to help us get you the best card possible — we’ll never share your data with anyone else, unless you tell us to.
Secure authentication
We don’t store any bank usernames or password data. All of our authentication is done through other servers you already have an account in, so you’ll never find your username or password somewhere on the web.
Explore cards
Discover a wide range of banking cards tailored to your needs. Compare benefits, rewards, and features to find the perfect card for you.
Frequently asked questions (FAQs)
Contact us
If you have any questions or need assistance, feel free to reach out to our support team. We’re here to help and typically respond within 24 hours.
Email: team@pointlift.ai