Welcome to Pointlift.ai, Inc. ("Company", "we", "us", or "our"). By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please do not use our services.
1. General Information
Pointlift.ai, Inc. is a Delaware corporation, and these terms are governed by the laws of the State of Delaware.
2. Services Provided
Pointlift.ai provides personalized credit card recommendations based on user spending patterns. Our services analyze transaction data and estimate potential rewards and benefits from various credit cards.
3. Eligibility
Our services are available to individuals who are at least 18 years old and reside in the United States. By using our services, you confirm that you meet these eligibility requirements.
4. User Responsibilities
• Account Creation: You may be required to create an account to access certain features of our services. You are responsible for maintaining the confidentiality of your account information.
• User Conduct: You agree not to use our services for any illegal activities, including but not limited to fraud, spam, or harassment. Any violation of these rules may result in account termination.
• Termination: We reserve the right to suspend or terminate your account if we suspect any violation of these Terms and Conditions.
5. Subscription and Fees
In the future, we may offer subscription-based services. Details regarding fees, billing, and cancellation will be provided at the time of subscription.
6. Content Ownership
• Our Data: We own the rights to the data we generate, including estimates of credit card rewards value.
• Third-Party Content: We do not own the rights to the credit card information provided by financial institutions. All credit card data is subject to verification by the card providers themselves.
7. Intellectual Property
• Pointlift.ai Content: All content created by Pointlift.ai, including but not limited to algorithms, data generation, and analytics, is owned exclusively by Pointlift.ai. This intellectual property is protected by copyright, trademark, and other applicable laws.
• Third-Party Content: Some logos and other content displayed on our site, particularly those associated with credit card providers, are the intellectual property of their respective owners. These logos are used for informational purposes only, and Pointlift.ai does not claim ownership over them. Users must refer to the credit card issuers for any related rights.
• User License: You are granted a limited, non-exclusive, and revocable license to access and use our proprietary content for personal, non-commercial purposes. Unauthorized use of our intellectual property, including reverse engineering of our algorithms or data, is strictly prohibited.
8. Limitation of Liability
We provide credit card recommendations based on the data you provide. However, we are not liable for any inaccuracies in our predictions or decisions you make based on our recommendations. Your use of the service is at your own risk.
9. Service Availability
We strive to provide uninterrupted access to our services. However, we do not guarantee continuous uptime and disclaim liability for any downtime or service interruptions.
10. Data Collection and Privacy
• Data We Collect: We collect transaction data and user input to provide personalized recommendations.
• Data Sharing: We do not share user data with third parties.
• User Privacy: We value your privacy and take steps to protect your data in accordance with our Privacy Policy.
11. Governing Law and Dispute Resolution
These Terms and Conditions are governed by the laws of the State of Delaware. Any disputes arising from or related to these terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
12. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. If changes are made, we will notify users via email or through our platform. Continued use of our services after such changes constitutes acceptance of the updated terms.